We have got your back.

At SpotMe, we offer you a helping hand to get you back on your feet and take the pressure off - when you need it most. No judgement or credit checks. Just money in the bank, fast and hassle free!

we make loans simple



GET UP TO $1,000 IN A DAY.

Choose your loan and repayments

How much do you need?


How long do you need to borrow?

1 Month(s)
1 Month(s)
3 Month(s)


When is your next pay date?

Why Choose Us?

We don’t like jumping through hoops any more than you do. So, we’ve made our process easy, straightforward and secure, with the best monthly fee for you.

Apply in Minutes

Simple & Fast

With SpotMe, you don’t need to go through any paperwork or phone calls. Our fully automated system uses advanced real-time risk technology, so when you apply for a loan with us, it’s as effortless as making a cup of coffee!

Fast Decision

Fast Decision

Once you apply for a loan, all it takes is a short time to review your application and come to a decision. And you could be well on your way to receiving a loan.

No Hidden Cost

Fixed Cost

There is no hidden cost on our loans. We share the total cost upfront, so you know exactly how much to repay and when.

Money Straight Into Your Bank Account

Apply Anytime

You can apply for a loan, online, through our website or mobile phone. Anytime and anywhere in Australia – 24 hours a day, 7 days a week.

Short Term Loans for Whatever Life Throws Your Way

Apply Now in 4 Simple Steps!

h3>Register Online

1. Register Online

Fill out the online form to register and initiate the loan process.

For a Loan

2. Apply For a Loan

Select the amount you want to borrow, by using the sliding scale. And it shows you the total cost you’d have to pay back.

Make an Offer

3. Make an Offer

After you complete your application, simply make us an offer.

Get Your Cash

4. Get Your Cash

Once your loan is approved, cash is deposited into your bank account in one business day or sooner.

Get Your Cash

You Are in Good Hands!

Over 30,000 people have enjoyed the convenience of short-term loans through SpotMe. Now it’s your turn.

Glenn Mathews, Adelaide

“SpotMe has been very efficient. Every part of the process is clear and easy to follow with prompt response.”


Dorothy Adams, Sydney

“You guys have been a lifesaver for me when I have needed short-term assistance. Your customer care team have been fast, efficient and have always delivered on time. I would recommend them to friends and family.”


Irma I, Melbourne

“The customer service rep that I spoke to, was awesome. He verified my identity and the money was in the bank the very next morning... Thank you for being there for me.”

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