About Us

we make loans simple

A Smarter Way to Borrow Money

With all the challenges of modern life, luckily there’s a smarter way to borrow money when you need it most - an online loan from SpotMe. Although no financial situation is the same, if you need money fast, and want the convenience of applying for a loan from your computer or smartphone, we’re the answer to your needs.

Founded in 2015, SpotMe is now one of the leading money lending companies in Australia. We are a team of passionate professionals, who are here to lower the barriers of borrowing - and work towards helping people meet their financial needs, in an affordable and convenient way.

We use advanced technology that allows us to provide instant loan approvals in a matter of seconds, with funds sent immediately once approved.

Vision & Mission

Although we make every effort to be the best at what we do, it is ‘why we do it’ that sets us apart from the rest. Our vision is to be widely recognized as the most trusted money-lending company in Australia, while continuously using technology and innovation to create better credit products for our customers.

Our goal and mission is to be the lender of choice for consumers and the employer of choice by being a company that operates on sound principles of exceptional value and transparency.

We have grown continually, while still ensuring that everything we do meets our philosophy.

Our Passion Has Always Been, to Put Our Customers First

It is our customers that keep us going and are therefore at the forefront of everything we do. We win when our customers win. That’s why, we strive to make our products as simple as possible. Our commitment to transparency also means no hidden fees - what you see is what you get.

Why Us?

We don’t like jumping through hoops any more than you do. So, we’ve made our process easy, straightforward and secure, with the best monthly fee for you.

Apply in Minutes

Simple & Fast

With SpotMe, you don’t need to go through any paperwork or phone calls. Our fully automated system uses advanced real-time risk technology, so when you apply for a loan with us, it’s as effortless as making a cup of coffee!

Fast Decision

Fast Decision

Once you apply for a loan, all it takes is a short time to review your application and come to a decision. And you could be well on your way to receiving a loan.

No Hidden Cost

Fixed Costs

There is no hidden cost on our loans. We share the total cost upfront, so you know exactly how much to repay and when.

Money Straight Into Your Bank Account

Apply Anytime

You can apply for a loan, online, through our website or mobile phone. Anytime and anywhere in Australia – 24 hours a day, 7 days a week.

Ready to Get Your First Loan?

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