Instant Loans

Instant Loans


Find yourself in a tight spot? Let SpotMe help you out instantly. Our Instant Personal Loans are processed, approved and transferred into your account in a matter of minutes so you get the cash you need when you need it most. 

Instant Personal Loans When You Need Them

Borrow up to $1,000 for a small personal loan on the spot. There’s no paperwork, phone calls or fax machines required for instant loans of any amount. Just provide evidence of your eligibility and we assess, approve and transfer instant loans into your account in a matter of minutes. You can apply online or from your mobile, anytime and from anywhere. Although, loans approved outside of banking hours may take longer to transfer into your account.

How it Works

We use real-time risk technology to assess your application and provide a decision on your application online instantly. All you need to do is register for a SpotMe account where you’ll be asked to provide proof that you have a regular income covering your day-to-day expenses. Then choose your loan amount and loan period and make us a repayment plan offer. If your loan offer is approved, your loan will be transferred into your bank account almost instantly.

Manage Your Repayment Plan Online

Throughout your loan period, you’ll be able to access your online account to manage your loan. You can change your repayment dates, repay your loan early or apply for financial hardship through your online account. To make the lending process stress-free, repayments are broken down into small, manageable amounts that align with your paydays.

So what are you waiting for? Get started or check out our FAQs to find out if you’re eligible for a SpotMe instant personal loan.

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