Online Loans

Online Loans


Getting your hands on faster online loans has never been quicker or easier than it is today, thanks to SpotMe. We’ve simplified our process for online loans to make sure you get the money when you need it most, without the hassle of snail mail, fax machines or even phone calls. There are no hidden costs or charges, no small print and the total amount you’ll pay back is shown straight up.

No Paperwork or Phone Calls

At SpotMe, we don’t do things the old fashioned way. No paperwork, phone calls or fax machines are required to apply for a loan of any amount. Using our real-time risk assessment technology, we’re able to assess, approve and transfer same day loans into your account in a matter of minutes. All you need to do is apply for a SpotMe loan online or from your mobile – anytime, anywhere around Australia. And because we operate online, we’re open 24 hours a day, 7 days a week.

All we need is proof that you have a regular income covering your day-to-day expenses and a copy of pay slip. 

How it Works

Applying for same day online loans is easy with SpotMe. Just register online to become a member, use our calculator to determine your loan amount and borrowing period, then simply make us an offer using the online tool and  we’ll consider your application as fast as we can, before giving you our final decision. 

Get started right away - or check out our FAQs to learn more about our online loans application process.

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