Life’s unpredictable and sometimes you may have to deal with uncertainty. You may not always have enough money in the bank to make it to the next payday. Unexpected expenses exceed your savings, and you need a way to bridge the gap.
At SpotMe we understand your dilemma and therefore offer you instant payday loans through our panel of payday lenders in Australia - thus saving you a heap of time when you need it most.
Flexible Repayment Plans
Short term loans can also very flexible. You can borrow up to $1,000 from between 16 days all the way up to 3 months.
During the application process, you will be asked to set your payday and line up your repayment dates so you never have to incur late fees. You can even manage your repayments throughout your loan period, making changes to repayment dates and making repayments early using your lenders online account.
But you don’t have to wait until payday to get cash quick. Once processed by our real-time risk assessment technology, your loan could be approved within minutes. All you have to do is register online, where you’ll be asked to provide documents that prove that you’re employed on an ongoing basis with a salary that covers your day-to-day expenses.
We charge an establishment fee of 20% for our Payday Loans. And our monthly fee is 4%, which means you could pay as little as a handful of change for a 3-month loan.
So don’t wait until payday to get the cash you need now. Apply now for a payday loan online from anywhere in Australia, or read our FAQs to learn more.