Quick Cash Loans

Quick Cash Loans


If you have expenses that can't wait until your next paycheck, a quick cash loan from SpotMe could be the perfect option for you.

Fast Solutions

We use the latest real-time risk technology to assess your application and provide you with a decision on your loan right away. And to make sure your loan gets to you as quickly as possible, we transfer it right into your bank account within one business day or sooner.

Flexible Repayment Plans

Once you’ve received your loan, our flexible repayment plans can be managed online by logging onto members’ dashboard on our website and mobile app. Repayment plans are between 1 and 3 months – so that you can repay the total amount within a comfortable period of time. 

Repayments are broken down into small, manageable amounts to make the whole lending process stress-free. You can even change your repayment dates, repay your loan early or apply for financial hardship through your online account.

Fees Upfront

There are no hidden costs or charges, no small print with SpotMe loans. The total amount you’ll pay back is shown straight up, so you always know how much you have to pay back. We charge a 20% establishment fee for our quick cash loans, and our monthly fee is 4% – which means you could pay less than a pocketful of change in monthly fees for a three-month loan.

If you need fast cash solutions, apply for a SpotMe quick cash loan online from anywhere in Australia, 24 hours a day, 7 days a week. View our FAQs to find out if you’re eligible, or click “Apply Now” on the homepage to get started.

Apply Now