Short Term Loans

Short Term Loans


There are so many reasons you could find yourself needing a short-term loan. Maybe the car has broken down or perhaps you have urgent home repairs. Or, you have to pay for an emergency dental work … Whatever it is, sometimes, you simply don't have the money when you need it most. It happens to the best of us.

When the unexpected happens, short term-loans from SpotMe is the best way to manage these situations without taking on long-term debt.

Customised Short Term Loans

At SpotMe, you choose your loan amount, starting as low as $250, so you don’t end up getting a stuck with a loan that’s larger than the amount you needed in the first place. You’re eligible to borrow up to $1000, which can be paid back within a period of 1 to 3 months.

Manageable Repayment Plans

Repayment plans for our short-term loans are flexible and can stretch out till 3 months. This means that your financial needs are covered and you can pay back the loan in your own time.

Repayments are broken down into small, manageable amounts to make the whole lending experience stress-free. Unlike other lenders in Australia, we let you manage your repayments. You can check your SpotMe loan details at any time of the day by logging onto your member’s dashboard from our website or mobile app.

Service Charge

We charge a 20% establishment fee for our short-term loans and a monthly fee of 4%, which means you could pay as little as a few gold coins in monthly fees for a three-month loan.

If you’re employed on an ongoing basis with a salary that covers your day-to-day expenses, and have an average to good credit history, then you’re probably eligible to apply. Give it a go! See our FAQs for complete eligibility requirements.

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